@font-face{font-family:"Schibsted Grotesk";src:url(/fonts/schibsted-grotesk-latin-700-normal.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url(/fonts/schibsted-grotesk-latin-800-normal.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url(/fonts/schibsted-grotesk-latin-400-normal.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Schibsted Grotesk";src:url(/fonts/schibsted-grotesk-latin-500-normal.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
.layout>*,.prose{min-width:0}.tbl{max-width:100%}.prose :where(p,li,dd,blockquote,figcaption){overflow-wrap:anywhere}:where(h1,h2,h3,h4){overflow-wrap:break-word}:where(select){max-width:100%;min-width:0}.apanel{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;min-height:260px;height:100%;padding:32px;text-align:center;background:var(--brand-tint);color:var(--ink)}.apanel .apin{width:56px;height:56px;color:var(--brand)}.apanel b{font:700 1.5rem/1.2 var(--fd),serif;color:var(--ink)}.apanel span{color:var(--ink)}@media (max-width:400px){header .logo img{width:auto!important;height:auto!important;max-width:118px;max-height:34px}}
:root{--bg:#FFFFFF;--surface:#EFF3F1;--ink:#0F2420;--text:#1F332F;--muted:#4A5B57;--brand:#134E44;--action:#9A4A1C;--on-action:#FFFFFF;--dark:#0F2420;--on-dark:#FFFFFF;--accent:#F0B184;--action-h:#813E18;--brand-tint:#E7EDEC;--action-tint:#F3E9E4;--line:#E0E3E2;--surface-2:#EFE2DB;--surface-3:#F7F9F8;--dark-2:#203330;--dark-card:#223632;--dark-card-h:#31433F;--on-dark-muted:#CACFCE;--on-dark-link:#D2AE99;--action-l:#B88060;--action-xl:#D2AE99;--field:#CACFCE;--accent-on-brand:#F0B184;--r:14px;--br:0px;--sh:none;--sp:clamp(56px,7vw,96px);--cw:1200px;--case:none;--fd:"Schibsted Grotesk";--fb:"Schibsted Grotesk"}
:root{--x-link:#134E44;--x-ey:#134E44;--x-num:#9A4A1C;--x-ghost:#9A4A1C;--x-muted:#4A5B57;--x-on-brand:#FFFFFF;--x-brand-ink:#134E44;--x-dkb:#F0B184;--x-dkb-t:#0F2420;--x-field:#134E44;--x-on-f:#FFFFFF;--x-acc-f:#F0B184;--x-off-dk:#F0B184;--x-rs:min(14px,12px);--x-sig:min(10.00vw,120px);--x-cf:0.58;--x-lines:3;--x-h1lh:1.04;--x-dw:800;--x-bw:500}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:110px}
body{margin:0;background:var(--bg);color:var(--text);font:400 17px/1.65 var(--fb),system-ui,-apple-system,"Segoe UI",sans-serif;padding-bottom:calc(58px + env(safe-area-inset-bottom))}
img{display:block;max-width:100%;height:auto}a{color:var(--x-link);text-underline-offset:3px}a:hover{color:var(--ink)}
h1,h2,h3{font-family:var(--fd),"Arial Narrow",system-ui,sans-serif;color:var(--ink);margin:0 0 .4em;line-height:1.05;font-weight:var(--x-dw);text-transform:var(--case)}
h1{font-size:clamp(2.4rem,4.6vw,4rem);line-height:var(--x-h1lh)}h2{font-size:clamp(1.8rem,3.2vw,2.7rem)}h3{font-size:1.25rem;line-height:1.18;text-transform:none}
p{margin:0 0 1em}ul,ol{margin:0 0 1em;padding-left:1.2em}li{margin:.3em 0}
.wrap{max-width:var(--cw);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--bg);color:var(--ink);padding:10px 14px;z-index:99}.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--ink);outline-offset:2px}.dk :focus-visible,.pfield :focus-visible,.bb :focus-visible{outline-color:#fff}
.ic{width:1.15em;height:1.15em;flex:none;vertical-align:-.17em}
.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.ey{display:block;font:var(--x-bw) .76rem/1.35 var(--fb),sans-serif;letter-spacing:.17em;text-transform:uppercase;color:var(--x-ey);margin:0 0 12px}
.ey-none .shead .ey{display:none}.ey-rule-left .ey::before{content:"";display:inline-block;width:34px;height:2px;background:currentColor;margin:0 12px 0 0;vertical-align:.3em}
.dk .ey{color:var(--accent)}.pfield .ey{color:var(--x-acc-f)}.bb .ey{color:var(--x-on-brand)}
.sec{padding:var(--sp) 0;position:relative}.sec.tint{background:var(--surface)}
.shead{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:34px}.shead h2{margin:0}.shead p{margin:0;max-width:30em;color:var(--x-muted)}
.broker{font-size:.86rem;line-height:1.5;color:var(--x-muted);margin:14px 0 0}.dk .broker{color:var(--on-dark-muted)}.pfield .broker{color:var(--x-on-f)}.bb .broker{color:var(--x-on-brand)}
.dk a:not(.btn){color:var(--on-dark-link)}.pfield a:not(.btn){color:var(--x-on-f)}.bb a:not(.btn){color:var(--x-on-brand)}
.lead{font-size:1.14rem;line-height:1.6}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 24px;border:2px solid var(--action);border-radius:var(--br);background:var(--action);color:var(--on-action);
 font:var(--x-bw) 1rem/1.15 var(--fb),system-ui,sans-serif;text-decoration:none;cursor:pointer;white-space:nowrap;transition:filter .15s,box-shadow .15s,transform .15s}
.btn:hover{filter:brightness(.93);color:var(--on-action)}
.btn.ghost{background:transparent;color:var(--x-ghost);border-color:var(--x-ghost)}.btn.ghost:hover{background:var(--x-ghost);color:var(--bg);filter:none}
.dk .btn{background:var(--x-dkb);border-color:var(--x-dkb);color:var(--x-dkb-t)}.dk .btn:hover{color:var(--x-dkb-t)}
.dk .btn.ghost{background:transparent;border-color:var(--on-dark);color:var(--on-dark)}.dk .btn.ghost:hover{background:var(--on-dark);color:var(--dark)}
.pfield .btn{background:var(--x-acc-f);border-color:var(--x-acc-f);color:var(--dark)}.pfield .btn:hover{color:var(--dark)}
.pfield .btn.ghost{background:transparent;border-color:var(--x-on-f);color:var(--x-on-f)}.pfield .btn.ghost:hover{background:var(--x-on-f);color:var(--x-field)}
.bb .btn{background:var(--bg);border-color:var(--bg);color:var(--x-brand-ink)}.bb .btn:hover{color:var(--x-brand-ink)}
.bb .btn.ghost{background:transparent;border-color:var(--x-on-brand);color:var(--x-on-brand)}.bb .btn.ghost:hover{background:var(--x-on-brand);color:var(--brand)}
.bc-caps .btn{text-transform:uppercase;letter-spacing:.08em;font-size:.88rem}
.btn .ib{display:contents}.btn .gen{display:none}
.bi-none .btn .ic{display:none}.bi-lead .btn .trail{display:none}.bi-trail .btn .lead{display:none}.bi-none .btn .lead.phone,.bi-trail .btn .lead.phone{display:inline-block}
.bt-offset .btn{box-shadow:4px 4px 0 var(--ink)}.bt-offset .dk .btn,.bt-offset .pfield .btn,.bt-offset .bb .btn{box-shadow:4px 4px 0 var(--x-off-dk)}.bt-offset .btn.ghost{box-shadow:none}
@media (prefers-reduced-motion:no-preference){.bt-offset .btn:not(.ghost):hover{transform:translate(2px,2px);box-shadow:2px 2px 0 var(--ink)}}
.bt-split-icon .btn{padding-left:0;overflow:hidden;gap:14px}
.bt-split-icon .btn .ib{display:grid;place-items:center;align-self:stretch;width:52px;margin:-2px 0 -2px -2px;background:rgba(0,0,0,.18)}
.bt-split-icon .btn.ghost .ib{background:color-mix(in srgb,currentColor 14%,transparent)}
.bt-split-icon .btn .ib .ic,.bt-split-icon .btn .gen{display:block!important}.bt-split-icon .btn .trail{display:none!important}
.bt-underline-link .btn.ghost{border-color:transparent;background:none;padding:0 4px;text-decoration:underline;text-underline-offset:7px;text-decoration-thickness:2px}
.bt-underline-link .btn.ghost:hover{background:none;color:inherit}
.bt-circle-arrow .btn .trail{display:grid!important;place-items:center;width:30px;height:30px;padding:6px;margin-right:-10px;border-radius:50%;background:rgba(0,0,0,.16)}
.bt-circle-arrow .btn.ghost .trail{background:color-mix(in srgb,currentColor 14%,transparent)}
.ctas{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:26px 0 0}
/* top strip + header */
.bstrip{background:var(--dark);color:var(--on-dark);font-size:.82rem}.bstrip .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:38px;padding-top:6px;padding-bottom:6px}
.bstrip a{color:var(--on-dark);text-decoration:none}.bstrip a:hover{text-decoration:underline}.bstrip .r{display:flex;gap:22px;align-items:center;white-space:nowrap}.bstrip .ph{font-weight:var(--x-bw)}
.bstrip .ic{color:var(--accent)}
.hdr{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--line);transition:background-color .2s,box-shadow .2s}
.hdr .row{display:flex;align-items:center;gap:22px;height:78px}
.logo{display:block;flex:none}.logo img{height:46px;width:auto;max-width:230px;object-fit:contain;object-position:left center}.logo .ld{display:none}
.nav{display:flex;align-items:center;gap:2px;margin:0 auto}
.nav>a,.drop>a{display:block;padding:11px 12px;color:var(--ink);text-decoration:none;font-weight:var(--x-bw);font-size:.96rem;white-space:nowrap;border-radius:var(--x-rs)}
.nav>a:hover,.drop>a:hover{background:var(--surface)}.nav a[aria-current]{color:var(--x-link);box-shadow:inset 0 -3px 0 var(--action);border-radius:0}
.drop{position:relative}.drop-m{display:none;position:absolute;left:0;top:100%;min-width:260px;background:var(--bg);border:1px solid var(--line);border-radius:var(--x-rs);box-shadow:0 18px 40px rgba(16,24,40,.16);padding:8px 0;z-index:60}
.drop:hover .drop-m,.drop:focus-within .drop-m{display:block}.drop-m a{display:block;padding:9px 18px;color:var(--text);text-decoration:none;font-size:.96rem}.drop-m a:hover{background:var(--surface)}
.drop-m a[aria-current]{box-shadow:none;color:var(--x-link)}
.sub-t{display:none}.nav .nav-call{display:none}
.hcall{display:inline-flex;align-items:center;gap:8px;color:var(--ink);font-weight:var(--x-bw);text-decoration:none;white-space:nowrap}.hcall .ic{color:var(--x-link)}
.hdr .btn{min-height:46px;padding:0 20px;font-size:.92rem}
.mbtn{display:none;background:none;border:0;color:var(--ink);padding:8px;cursor:pointer;flex:none;min-width:44px;min-height:44px}.mbtn .ic{width:28px;height:28px}.mbtn .i-x,.mbtn.x .i-menu{display:none}.mbtn.x .i-x{display:block}
.h-classic .hcall{font-size:1.05rem}.h-util .hcall{flex-direction:column;align-items:flex-end;gap:2px;line-height:1.1}.h-util .hcall small{font:var(--x-bw) .66rem/1 var(--fb),sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--x-muted)}
.h-util .hcall .n{display:inline-flex;align-items:center;gap:6px;font:var(--x-dw) 1.25rem/1 var(--fd),sans-serif;color:var(--ink)}
.h-stk .row{height:84px}.h-stk .callk{margin-left:auto;text-align:right;line-height:1.1}.h-stk .callk small{display:block;font:var(--x-bw) .68rem/1 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--x-muted);margin-bottom:6px}
.h-stk .callk a{font:var(--x-dw) 1.45rem/1 var(--fd),sans-serif;color:var(--ink);text-decoration:none}.h-stk .hcall{display:none}
.h-stk .navbar{background:var(--brand)}.h-stk .navbar .nav{margin:0}.h-stk .navbar .nav>a,.h-stk .navbar .drop>a{color:var(--x-on-brand);padding:14px 16px;border-radius:0}
.h-stk .navbar .nav>a:first-child,.h-stk .navbar .drop:first-child>a{padding-left:0}.h-stk .navbar .nav>a:hover,.h-stk .navbar .drop>a:hover{background:rgba(255,255,255,.12)}
.h-stk .navbar .nav>a[aria-current],.h-stk .navbar .drop>a[aria-current]{color:var(--x-on-brand);box-shadow:inset 0 -3px 0 var(--x-on-brand)}
.h-trans{background:transparent;border-color:transparent;margin-bottom:-79px}.h-trans .logo .ll{display:none}.h-trans .logo .ld{display:block}
.h-trans .nav>a,.h-trans .drop>a,.h-trans .hcall,.h-trans .mbtn{color:#fff}.h-trans .hcall .ic{color:var(--accent)}
.h-trans .nav>a:hover,.h-trans .drop>a:hover{background:rgba(255,255,255,.12)}.h-trans .nav>a[aria-current],.h-trans .drop>a[aria-current]{color:#fff;box-shadow:inset 0 -3px 0 var(--accent)}
.h-trans .row>.btn{background:var(--x-dkb);border-color:var(--x-dkb);color:var(--x-dkb-t)}
.h-trans.solid,.h-trans:has(.nav.open){background:var(--dark);border-color:var(--dark-card-h);box-shadow:0 8px 24px rgba(0,0,0,.18)}
.h-trans~main>section:first-child>.inner{padding-top:79px}
/* genfix2 2026-10-17 (QA B3 D/E): the see-through header only sits on full dark-overlay heroes; over a split / light photo or a light
   brand head it is solid dark (h-solid) so the logo, phone and nav stay readable at every width */
.hdr.h-solid{background:var(--dark);border-color:var(--dark-card-h);margin-bottom:0!important}.hdr.h-solid~main>section:first-child>.inner{padding-top:0!important}
/* genfix2 (QA B3 D: "SEND A REQUE"): the phone and the request button never shrink; long nav labels wrap onto two lines instead */
.hdr .row>.btn,.hdr .row>.hcall,.hdr .callk{flex:none}
@media (min-width:1181px){.hdr .nav{min-width:0;flex:0 1 auto}.hdr .nav>a,.hdr .drop>a{white-space:normal;text-align:center;line-height:1.15}}
@media (min-width:1181px) and (max-width:1400px){.hdr .nav>a,.hdr .drop>a{padding-left:9px;padding-right:9px;font-size:.92rem}.hdr .row{gap:16px}}
.cmap{display:grid;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:28px;align-items:stretch}.cmap .ocard{box-shadow:none;border:1px solid var(--line)}
@media (max-width:860px){.cmap{grid-template-columns:1fr}}
/* cards: balanced 12-column rows (no orphan) */
.grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:22px;list-style:none;margin:0;padding:0}
.grid>.d3{grid-column:span 3}.grid>.d4{grid-column:span 4}.grid>.d6{grid-column:span 6}.grid>.d12{grid-column:span 12}
.card{position:relative;margin:0;padding:28px 26px;border-radius:var(--r);background:var(--surface);display:flex;flex-direction:column;gap:6px;overflow:hidden}
.sec.tint .card{background:var(--bg)}
.card h3{margin:4px 0 2px}.card h3 a{color:var(--ink);text-decoration:none}.card h3 a::after{content:"";position:absolute;inset:0}.card h3 a:hover{color:var(--x-link)}
.card:focus-within{outline:3px solid var(--ink);outline-offset:3px}.card h3 a:focus-visible{outline:none}
.card p{color:var(--x-muted);font-size:.97rem;margin:0;flex:1}.card .ci{color:var(--x-link);margin-bottom:8px;line-height:0}.card .ci .ic{width:34px;height:34px}
.card .more{display:inline-flex;align-items:center;gap:6px;font-weight:var(--x-bw);color:var(--x-link);margin-top:14px}
.card .pic{margin:-28px -26px 18px;aspect-ratio:3/2;overflow:hidden;background:var(--brand-tint)}.card .pic img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.card:hover .pic img{transform:scale(1.04)}
.icn-i-square-tile .card .ci{display:inline-grid;place-items:center;width:56px;height:56px;border-radius:min(var(--r),12px);background:var(--brand-tint)}.icn-i-square-tile .card .ci .ic{width:28px;height:28px}
.icn-i-filled-circle .card .ci{display:inline-grid;place-items:center;width:58px;height:58px;border-radius:50%;background:var(--brand);color:var(--x-on-brand)}.icn-i-filled-circle .card .ci .ic{width:28px;height:28px}
.card-c-flat-tint .card{background:var(--brand-tint)}.card-c-flat-tint .sec.tint .card{background:var(--bg)}
.card-c-colorblock .card{background:var(--brand)}.card-c-colorblock .card:nth-child(3n+2){background:var(--dark)}
/* .sec.tint .card (0,3,0) outranked the colour block, leaving x-on-brand text on --bg (axe B3 2026-10-17); keep the block grounds in tint sections too */
.card-c-colorblock .sec.tint .card{background:var(--brand)}.card-c-colorblock .sec.tint .card:nth-child(3n+2){background:var(--dark)}
.card-c-colorblock .card h3,.card-c-colorblock .card h3 a,.card-c-colorblock .card .more{color:var(--x-on-brand)}.card-c-colorblock .card p{color:var(--x-on-brand)}
.card-c-colorblock .card:nth-child(3n+2) h3,.card-c-colorblock .card:nth-child(3n+2) h3 a,.card-c-colorblock .card:nth-child(3n+2) p{color:var(--on-dark)}.card-c-colorblock .card:nth-child(3n+2) .more,.card-c-colorblock .card:nth-child(3n+2) .ci{color:var(--accent)}
.card-c-colorblock .card .ci{color:var(--x-on-brand)}.card-c-colorblock.icn-i-square-tile .card .ci,.card-c-colorblock.icn-i-filled-circle .card .ci{background:rgba(255,255,255,.16);color:inherit}
.card-c-colorblock .card:focus-within{outline-color:var(--ink)}
.card-c-corner-line .card{background:transparent;border:1px solid var(--field);border-radius:0 var(--r) 0 var(--r)}.card-c-corner-line .card::before{content:"";position:absolute;left:-1px;top:-1px;width:44px;height:44px;border-left:4px solid var(--action);border-top:4px solid var(--action)}
.card-c-inverse .card,.card-c-inverse .sec.tint .card{background:var(--dark)}.card-c-inverse .card h3,.card-c-inverse .card h3 a{color:var(--on-dark)}.card-c-inverse .card p{color:var(--on-dark-muted)}
.card-c-inverse .card .ci,.card-c-inverse .card .more{color:var(--accent)}.card-c-inverse .card:focus-within{outline-color:var(--ink)}
.card-c-image-top .card:not(:has(.pic)){border-top:4px solid var(--action)}
.rel .card{background:var(--surface)!important;border:0!important;border-left:4px solid var(--action)!important;border-radius:0 var(--x-rs) var(--x-rs) 0!important;padding:20px 22px}
.rel .card::before{display:none}.rel .card a{font:var(--x-dw) 1.12rem/1.25 var(--fd),sans-serif;color:var(--ink)!important;text-decoration:none;text-transform:none}
.rel .card a::after{content:"";position:absolute;inset:0}.rel .card a:focus-visible{outline:none}.rel .card p{margin-top:6px;font-size:.94rem;color:var(--x-muted)!important}
/* numbered steps */
.steps{counter-reset:s;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(var(--n,3),minmax(0,1fr));gap:0 36px;border-top:3px solid var(--ink)}
.steps li{counter-increment:s;margin:0;padding:26px 0 6px}
.steps li::before{content:counter(s,decimal-leading-zero);display:block;font:var(--x-dw) clamp(2.6rem,4vw,3.6rem)/1 var(--fd),sans-serif;color:var(--x-num);margin-bottom:14px}
.steps h3{margin:0 0 6px}.steps p{color:var(--x-muted);margin:0}
/* facts */
.facts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.facts li{margin:0;padding:26px 24px;border-left:1px solid var(--line);display:flex;flex-direction:column;gap:6px}.facts li:first-child{border-left:0;padding-left:0}
.facts b{font:var(--x-dw) clamp(1.25rem,1.9vw,1.65rem)/1.1 var(--fd),sans-serif;color:var(--ink);overflow-wrap:anywhere}.facts b a{color:var(--ink);text-decoration:none}.facts b a:hover{color:var(--x-link)}
.facts span{color:var(--x-muted);font-size:.92rem}
/* office */
.ofc{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(32px,6vw,72px);align-items:stretch}
.ofc .apanel{border-radius:var(--r);position:relative;overflow:hidden}
.nap{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:22px 0 0;border:1px solid var(--line);border-radius:var(--x-rs);overflow:hidden;background:var(--bg)}
.nap div{padding:18px;border-left:1px solid var(--line)}.nap div:first-child{border-left:0}
.nap dt{font:var(--x-bw) .72rem/1 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--x-ey)}
.nap dd{margin:8px 0 0;color:var(--ink);font:var(--x-dw) 1.12rem/1.3 var(--fd),sans-serif}.nap dd a{color:var(--ink);text-decoration:none}.nap dd a:hover{color:var(--x-link)}
/* towns, numbers */
.towns{display:flex;flex-wrap:wrap;gap:10px;list-style:none;margin:0;padding:0}.towns li{margin:0}
.towns a{display:inline-flex;align-items:center;gap:8px;min-height:48px;padding:0 18px;border:1px solid var(--field);border-radius:var(--br);background:var(--bg);color:var(--ink);text-decoration:none;font-weight:var(--x-bw)}
.towns a:hover{border-color:var(--action);color:var(--x-link)}.towns .ic{color:var(--x-link)}
.nums .card b{font:var(--x-dw) clamp(2.2rem,3.6vw,3rem)/1 var(--fd),sans-serif;color:var(--x-num)}.nums .card h3{font-size:1.1rem;margin-top:8px}.nums small{display:block;color:var(--x-muted);font-size:.8rem;margin-top:10px}
.card-c-inverse .nums .card b,.card-c-colorblock .nums .card b{color:var(--accent)}.card-c-inverse .nums small{color:var(--on-dark-muted)}
.card-c-colorblock .nums .card,.card-c-colorblock .nums .card:nth-child(3n+2){background:var(--dark)}.card-c-colorblock .nums .card h3,.card-c-colorblock .nums .card p,.card-c-colorblock .nums small{color:var(--on-dark)}
/* summary */
.summary{background:var(--surface);border-left:5px solid var(--action);border-radius:0 var(--x-rs) var(--x-rs) 0;padding:18px 22px;margin:18px 0 22px}
.summary b{display:block;font:var(--x-bw) .74rem/1 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--x-ey);margin-bottom:8px}.summary p{margin:0;color:var(--ink)}
.sec.tint .summary{background:var(--bg)}.dk .summary{background:var(--dark-card);border-color:var(--accent)}.dk .summary b{color:var(--accent)}.dk .summary p{color:var(--on-dark)}
/* faq */
.faq-wrap{max-width:960px}.faq details{margin:0}
.faq summary{cursor:pointer;list-style:none;position:relative;padding:20px 60px 20px 0;font:var(--x-dw) 1.16rem/1.3 var(--fd),sans-serif;color:var(--ink);text-transform:none;min-height:48px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:10px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:32px;height:32px;border-radius:min(var(--br),8px);background:var(--action);color:var(--on-action);font:600 1.3rem/1 var(--fb),sans-serif}
.faq details[open] summary::after{content:"\2212"}.faq details>div{padding:0 0 18px;color:var(--text)}
.faq-faq-rules .faq details,.faq-faq-2col .faq details{border-bottom:1px solid var(--field)}.faq-faq-rules .faq details:first-child,.faq-faq-2col .faq details:first-child{border-top:1px solid var(--field)}
.faq-faq-bars .faq details{background:var(--surface);border-radius:var(--x-rs);margin-bottom:10px}.faq-faq-bars .sec.tint .faq details{background:var(--bg)}
.faq-faq-bars .faq summary{padding-left:22px}.faq-faq-bars .faq details>div{padding:0 22px 18px}
.faq-faq-numbered .faq{counter-reset:q}.faq-faq-numbered .faq details{counter-increment:q;border-bottom:1px solid var(--line)}.faq-faq-numbered .faq details:first-child{border-top:1px solid var(--line)}
.faq-faq-numbered .faq summary{padding-left:58px}.faq-faq-numbered .faq summary::before{content:counter(q,decimal-leading-zero);position:absolute;left:0;top:19px;font:var(--x-dw) 1.3rem/1.2 var(--fd),sans-serif;color:var(--x-num)}
.faq-faq-numbered .faq details>div{padding-left:58px;padding-right:20px}
.faq-faq-2col .fq2{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr);gap:clamp(32px,5vw,72px);align-items:start}.faq-faq-2col .fq2 .shead{display:block;position:sticky;top:110px}
.faq-faq-2col .fq2 .shead p{margin-top:12px}
.faqdk{background:var(--dark);color:var(--on-dark);padding:var(--sp) 0}.faqdk h2,.faqdk .faq summary{color:var(--on-dark)}.faqdk .shead p,.faqdk .faq-more{color:var(--on-dark-muted)}
.faqdk .faq details{background:var(--dark-card);border-radius:var(--x-rs);margin-bottom:10px}.faqdk .faq summary{padding-left:22px}.faqdk .faq details>div{padding:0 22px 18px;color:var(--on-dark)}
.faqdk .faq summary::after{background:var(--x-dkb);color:var(--x-dkb-t)}.faqdk .faq-more a{color:var(--on-dark-link)}
.faq-more{color:var(--x-muted);margin-top:20px}
/* forms */
.form-wrap{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px;min-height:960px}.form-wrap iframe{display:block;width:100%;min-height:932px;border:0}
.fsec .grid2{display:grid;grid-template-columns:minmax(0,.78fr) minmax(0,1.22fr);gap:clamp(32px,5vw,64px);align-items:start}.fsec .stick{position:sticky;top:110px}
/* CTA bands */
.cband{position:relative;overflow:hidden}.cband .wrap{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.2fr) auto;gap:22px 48px;align-items:center;padding-top:clamp(56px,6vw,88px);padding-bottom:clamp(56px,6vw,88px)}
.cband h2{margin:0 0 .3em}.cband p{margin:0;max-width:36em}.cband .ctas{margin:0;justify-content:flex-end}.cband .broker{grid-column:1/-1;margin:0}
.cband.c-solid{background:var(--brand)}.cband.c-solid h2,.cband.c-solid p{color:var(--x-on-brand)}
.cband .bigtel{display:block;font:var(--x-dw) clamp(2.2rem,4.6vw,4rem)/1 var(--fd),sans-serif;color:inherit;text-decoration:none;letter-spacing:-.01em;margin:0 0 12px;white-space:nowrap}
.cband.c-split{background:var(--surface)}.cband.c-split .wrap{grid-template-columns:1fr 1fr;gap:0;padding:0;max-width:none}
.cband.c-split .q{padding:clamp(48px,6vw,84px) clamp(24px,4vw,56px) clamp(48px,6vw,84px) max(24px,calc((100vw - var(--cw))/2 + 24px));background:var(--dark);color:var(--on-dark)}
.cband.c-split .q h2,.cband.c-split .q p{color:var(--on-dark)}
.cband.c-split .a{padding:clamp(48px,6vw,84px) max(24px,calc((100vw - var(--cw))/2 + 24px)) clamp(48px,6vw,84px) clamp(24px,4vw,56px);background:var(--brand);color:var(--x-on-brand);display:flex;flex-direction:column;justify-content:center;gap:14px}
.cband.c-split .ctas{justify-content:flex-start}
.cband.c-typo{background:var(--surface);border-top:1px solid var(--line)}.cband.c-typo .wrap{grid-template-columns:1fr}
.cband.c-typo .bigtel{font-size:clamp(2.8rem,10vw,8rem);line-height:.92;color:var(--x-num);overflow-wrap:anywhere;white-space:normal}.cband.c-typo .bigtel:hover{color:var(--ink)}.cband.c-typo .ctas{justify-content:flex-start}
.cband.c-photo{background:var(--dark);color:#fff}.cband.c-photo .bgp{position:absolute;inset:0;z-index:0}.cband.c-photo .bgp img{width:100%;height:100%;object-fit:cover}
.cband.c-photo::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(0,0,0,.82) 0,rgba(0,0,0,.6) 55%,rgba(0,0,0,.28))}
.cband.c-photo h2,.cband.c-photo p,.cband.c-photo .broker{color:#fff}.cband.c-photo .wrap{padding-top:clamp(72px,9vw,128px);padding-bottom:clamp(72px,9vw,128px)}
/* article */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}
.prose{font-size:1.04rem;line-height:1.78}.prose h2{font-size:clamp(1.5rem,2.5vw,2rem);margin-top:1.5em;scroll-margin-top:120px;text-transform:none}.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.3em;font-size:1.18rem}
.tbl{overflow-x:auto;margin:0 0 1.3em;border:1px solid var(--line);border-radius:var(--x-rs)}
.tbl table{border-collapse:collapse;width:100%;font-size:.95rem}.tbl th,.tbl td{border-bottom:1px solid var(--line);padding:11px 14px;text-align:left;vertical-align:top;line-height:1.5}
.tbl thead th{background:var(--dark);color:var(--on-dark)}.tbl tbody th{background:var(--surface);color:var(--ink)}
.tbl caption{caption-side:top;text-align:left;font:var(--x-dw) 1.1rem var(--fd),sans-serif;color:var(--ink);padding:12px 14px}
.aside{position:sticky;top:110px;display:grid;gap:18px}
.callcard{background:var(--dark);color:var(--on-dark);border-radius:var(--r);padding:28px}.callcard h2{color:var(--on-dark);font-size:1.45rem;text-transform:none}.callcard p{color:var(--on-dark);font-size:.95rem}
.callcard .tel{display:block;font:var(--x-dw) 1.75rem/1.1 var(--fd),sans-serif;color:var(--accent);text-decoration:none;margin:4px 0 16px}.callcard .btn{width:100%}
.toc{border:1px solid var(--line);border-radius:var(--x-rs);padding:18px 20px}.toc b{font:var(--x-bw) .74rem/1.2 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--x-ey)}
.toc ol{margin:.6em 0 0;padding-left:1.1em;font-size:.95rem}.toc a{color:var(--text)}
.updated{font-size:.9rem;color:var(--x-muted)}
.crumbs{font-size:.88rem;margin-bottom:16px}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}.crumbs li{margin:0}
.crumbs li+li::before{content:"\203A";margin-right:6px;opacity:.8}
.ocard{background:var(--bg);color:var(--text);border-radius:var(--r);padding:28px;box-shadow:0 24px 50px rgba(0,0,0,.28)}
.ocard .ey{color:var(--x-ey)!important}.ocard dl{margin:0 0 6px;display:grid;gap:14px}.ocard dt{font:var(--x-bw) .72rem/1 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--x-muted)}
.ocard dd{margin:6px 0 0;color:var(--ink);font:var(--x-dw) 1.15rem/1.3 var(--fd),sans-serif}.ocard dd a{color:var(--ink)!important;text-decoration:none}
.ocard .btn{width:100%;margin-top:12px}.ocard .broker{color:var(--x-muted)!important}.ocard .broker a{color:var(--x-link)!important}
.ocard .btn,.dk .ocard .btn,.pfield .ocard .btn{background:var(--action);border-color:var(--action);color:var(--on-action)}
.ocard .btn.ghost,.dk .ocard .btn.ghost,.pfield .ocard .btn.ghost{background:transparent;border-color:var(--x-ghost);color:var(--x-ghost)}.ocard :focus-visible{outline-color:var(--ink)}
/* calculator, map */
.calc{display:grid;grid-template-columns:1.1fr .9fr;border:1px solid var(--line);border-radius:var(--r);background:var(--bg);overflow:hidden}
.calc form{padding:28px}.calc label{display:block;font-weight:var(--x-bw);color:var(--ink);margin:0 0 6px}.calc .pfield{margin-bottom:18px}.calc .hint{font-weight:400;color:var(--x-muted);font-size:.85rem}
.calc input{width:100%;height:52px;border:1px solid var(--field);border-radius:var(--x-rs);padding:0 14px;font:600 1.1rem var(--fb),sans-serif;color:var(--ink);background:var(--bg)}.calc input:focus{outline:2px solid var(--ink)}
.calc .res{background:var(--dark);color:var(--on-dark);padding:28px;display:flex;flex-direction:column;gap:14px}.calc .res h2{color:var(--on-dark);font-size:1.5rem;margin:0;text-transform:none}
.calc dl{margin:0;display:grid;gap:12px}.calc dt{font-size:.88rem;color:var(--on-dark-muted)}.calc dd{margin:2px 0 0;font:var(--x-dw) 2rem/1.05 var(--fd),sans-serif}.calc dd.sm{font-size:1.25rem}
.calc .res p{font-size:.84rem;margin:auto 0 0;color:var(--on-dark-muted)}
.mapbox{position:relative;min-height:340px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);display:grid;place-items:center;text-align:center;padding:24px;overflow:hidden}
.mapbox iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
/* footer */
.ft{font-size:.93rem}.ft a{text-decoration:none}.ft a:hover{text-decoration:underline}.ft address{font-style:normal}
.ft ul{list-style:none;margin:0;padding:0}.ft li{margin:0 0 .65em}.ft h2{font:var(--x-bw) .72rem/1 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase;margin:4px 0 14px}
.ft .logo img{height:44px}
.ft .bigph{display:inline-block;font:var(--x-dw) clamp(1.6rem,2.6vw,2.2rem)/1 var(--fd),sans-serif;margin:16px 0 8px}
.cols4{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;padding:56px 0 30px}.cols4 address{margin-top:14px;line-height:1.7}
.fdisc{font-size:.82rem;line-height:1.6;padding:22px 0 30px}.fdisc .copy{margin-top:10px}
.linkbtn{background:none;border:0;padding:0;font:inherit;color:inherit;cursor:pointer;text-decoration:underline;min-height:24px}
.ft-dark{background:var(--dark);color:var(--on-dark)}.ft-dark a,.ft-dark h2{color:var(--on-dark)}.ft-dark .ic{color:var(--accent)}.ft-dark .bigph{color:var(--accent)}
.ft-dark .fdisc{border-top:1px solid var(--dark-card-h);color:var(--on-dark-muted)}.ft-dark .fdisc a{color:var(--on-dark);text-decoration:underline}
.sig{display:block;font:var(--x-dw) var(--x-sig)/.9 var(--fd),sans-serif;color:var(--accent);letter-spacing:-.01em;white-space:nowrap;padding:8px 0 26px;border-bottom:1px solid var(--dark-card-h);overflow:hidden;text-transform:var(--case)}
.ft-two{background:var(--surface);color:var(--text)}.ft-two a{color:var(--ink)}.ft-two h2{color:var(--x-ey)}.ft-two .ic{color:var(--x-link)}.ft-two .bigph{color:var(--x-link)}
.ft-two .legal{background:var(--dark);color:var(--on-dark-muted)}.ft-two .legal a,.ft-two .legal .linkbtn{color:var(--on-dark)}.ft-two .legal .fdisc a{text-decoration:underline}
.ft-two .legal ul{display:flex;flex-wrap:wrap;gap:6px 22px;padding:22px 0 0}.ft-two .legal li{margin:0}.ft-two .cols4{grid-template-columns:1.4fr 1fr 1fr}
/* mobile bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;background:var(--bg);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(16,24,40,.14);padding-bottom:env(safe-area-inset-bottom)}
.mbar nav{display:grid;grid-auto-flow:column;grid-auto-columns:1fr}.mbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:58px;text-decoration:none;font-weight:var(--x-bw);color:var(--ink)}
.mbar a+a{border-left:1px solid var(--line)}.mbar a .ic{color:var(--x-link)}.mbar a.p{background:var(--action);color:var(--on-action)}.mbar a.p .ic{color:var(--on-action)}
.mbar.full a.p{font-size:1.08rem;letter-spacing:.01em}
/* consent (shared script, family styling) */
.cc-bar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:var(--bg);border-top:4px solid var(--action);box-shadow:0 -6px 24px rgba(16,24,40,.16)}
.cc-in{max-width:var(--cw);margin:0 auto;padding:16px 24px;display:flex;gap:20px;align-items:center}.cc-txt{margin:0;font-size:.92rem;line-height:1.5;flex:1}
.cc-btns{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}
.cc-b{font:var(--x-bw) .92rem/1 var(--fb),sans-serif;padding:12px 18px;min-height:44px;cursor:pointer;border:1px solid var(--ink);border-radius:var(--br);background:var(--bg);color:var(--ink);white-space:nowrap}
.cc-acc,.cc-save{background:var(--action);border-color:var(--action);color:var(--on-action)}.cc-set{border:0;text-decoration:underline}
.cc-ov{position:fixed;inset:0;z-index:80;background:rgba(0,0,0,.5);display:grid;place-items:center;padding:16px}.cc-ov[hidden]{display:none}
.cc-dlg{background:var(--bg);max-width:560px;width:100%;max-height:calc(100vh - 32px);overflow:auto;padding:24px;border-radius:var(--x-rs)}
.cc-row{display:flex;gap:16px;justify-content:space-between;border-top:1px solid var(--line);padding:14px 0}.cc-row p{margin:4px 0 0;color:var(--x-muted);font-size:.95rem}
.cc-sw{appearance:none;-webkit-appearance:none;flex:none;width:46px;height:26px;border-radius:13px;background:#8a9097;position:relative;cursor:pointer}
.cc-sw::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;transition:left .15s}
.cc-sw:checked{background:var(--action)}.cc-sw:checked::after{left:23px}.cc-sw:focus-visible{outline:3px solid var(--ink);outline-offset:2px}
/* responsive */
@media (max-width:1180px){.nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--bg);flex-direction:column;align-items:stretch;padding:8px 0 16px;box-shadow:0 18px 30px rgba(16,24,40,.16);max-height:calc(100dvh - 130px);overflow-y:auto;margin:0}
.nav.open{display:flex}.nav>a,.drop>a{padding:15px 24px;border-radius:0;border-bottom:1px solid var(--line);white-space:normal}.nav a[aria-current]{box-shadow:none}
.h-stk .navbar .nav>a,.h-stk .navbar .drop>a,.h-trans .nav>a,.h-trans .drop>a{color:var(--ink);padding:15px 24px}
.h-stk .navbar .nav>a[aria-current],.h-stk .navbar .drop>a[aria-current],.h-trans .nav>a[aria-current],.h-trans .drop>a[aria-current]{color:var(--x-link);box-shadow:none}
.h-stk .navbar{background:none}.h-stk .navbar .wrap{padding:0}.h-trans .nav>a:hover,.h-trans .drop>a:hover{background:var(--surface)}
.drop{display:grid;grid-template-columns:1fr auto}.sub-t{display:grid;place-items:center;width:56px;background:none;border:0;border-bottom:1px solid var(--line);color:var(--x-link);cursor:pointer}
.drop:hover .drop-m,.drop:focus-within .drop-m{display:none}.drop-m{grid-column:1/-1;position:static;box-shadow:none;border:0;padding:0 0 6px 24px}.drop.open .drop-m{display:block}
.drop-m a{padding:12px 18px}
.nav.open{min-height:calc(100dvh - 78px);max-height:calc(100dvh - 78px);padding-bottom:24px}
.h-stk .navbar .nav>a:first-child,.h-stk .navbar .drop:first-child>a{padding-left:24px}
.nav .nav-call{display:flex;align-items:center;justify-content:center;gap:8px;margin:14px 24px 0;background:var(--action);color:var(--on-action)!important;padding:15px;font-weight:var(--x-bw);text-decoration:none;border-radius:var(--br)}
.mbtn{display:block}.hdr .wrap{position:static}.hdr .row{gap:14px}.h-util .hcall,.h-trans .hcall,.h-classic .hcall{margin-left:auto}
.layout{grid-template-columns:minmax(0,1fr)}.aside{position:static}.cols4,.ft-two .cols4{grid-template-columns:1fr 1fr}.cols4>div:first-child{grid-column:1/-1}
.grid>.t6{grid-column:span 6}.grid>.t12{grid-column:span 12}.facts{grid-template-columns:1fr 1fr}.facts li:nth-child(odd){border-left:0;padding-left:0}.facts li:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:860px){.mbar{display:block}.bstrip .r{display:none}.bstrip{font-size:.74rem}.bstrip .wrap{line-height:1.35}
.hdr .row,.h-stk .row{height:64px;gap:10px}.h-trans{margin-bottom:-65px}.nav.open{min-height:calc(100dvh - 64px);max-height:calc(100dvh - 64px);padding-bottom:84px}.h-trans~main>section:first-child>.inner{padding-top:65px}
.ofc .apanel{min-height:170px}
.logo img,.ft .logo img{height:38px;max-width:180px}.hdr .btn.apply,.h-stk .callk{display:none}.h-stk .hcall{display:inline-flex;margin-left:auto}.hcall span,.hcall small,.h-util .hcall .n b{display:none}
.hcall,.h-util .hcall{width:44px;height:44px;justify-content:center;align-items:center;border-radius:50%;border:1px solid var(--line);flex-direction:row}.h-util .hcall .n{font-size:1rem}.h-trans .hcall{border-color:rgba(255,255,255,.4)}
.ofc,.fsec .grid2,.calc,.faq-faq-2col .fq2{grid-template-columns:1fr}.fsec .stick,.faq-faq-2col .fq2 .shead{position:static}
.nap{grid-template-columns:1fr}.nap div{border-left:0;border-top:1px solid var(--line)}.nap div:first-child{border-top:0}
.steps{grid-template-columns:1fr}.steps li{padding:22px 0 18px;border-bottom:1px solid var(--line)}
.cband .wrap,.cband.c-split .wrap{grid-template-columns:1fr;gap:18px}.cband .ctas{justify-content:flex-start}.cband.c-split .q,.cband.c-split .a{padding:40px 18px}
.shead{display:block}.shead p{margin-top:8px}.wrap{padding:0 18px}
.cc-bar{bottom:calc(58px + env(safe-area-inset-bottom))}.cc-in{flex-direction:column;align-items:stretch;gap:12px;padding:14px 16px}.cc-txt{font-size:.84rem}.cc-btns .cc-b{flex:1}.cc-set{flex-basis:100%!important;order:3}}
@media (min-width:861px){body{padding-bottom:0}}
@media (max-width:620px){.grid>.t6,.grid>.t12{grid-column:span 12}.cols4,.ft-two .cols4{grid-template-columns:1fr}
.btn{white-space:normal;text-align:center}.ctas .btn{width:100%}.bt-underline-link .ctas .btn.ghost{width:auto}h2{font-size:1.75rem}.lead{font-size:1.04rem}
.cband .bigtel{font-size:2.1rem}.cband.c-typo .bigtel{font-size:clamp(2.2rem,12vw,3.4rem)}}
@media (max-width:380px){.facts{grid-template-columns:1fr}.facts li{border-left:0!important;padding-left:0!important}.facts li+li{border-top:1px solid var(--line)}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

.hcopy{container-type:inline-size;position:relative;z-index:2;min-width:0}
.hcopy h1{font-size:min(var(--h1max),calc(100cqi / (var(--lw) * var(--x-cf))),calc(var(--x-lines) * 100cqi / (var(--hl) * var(--x-cf))));letter-spacing:-.02em;margin:0 0 .3em}
.bgp{position:absolute;inset:0;z-index:0;overflow:hidden;background:var(--dark)}.bgp img{width:100%;height:100%;object-fit:cover;object-position:50% 40%}
.motif-diag-stripes .cb-hero::before,.motif-diag-stripes .cb-head::before,.motif-diag-stripes .cb-broker::before{content:"";position:absolute;right:0;top:0;width:34%;height:100%;z-index:1;pointer-events:none;
 background:repeating-linear-gradient(115deg,transparent 0 26px,color-mix(in srgb,var(--accent) 34%,transparent) 26px 27px);-webkit-mask:linear-gradient(90deg,transparent,#000 75%);mask:linear-gradient(90deg,transparent,#000 75%)}
/* home heroes */
.cb-hero{position:relative;overflow:hidden;background:var(--dark);color:#fff;--h1max:clamp(2.7rem,5.6vw,5.1rem)}
.cb-hero h1,.cb-hero p{color:#fff}.cb-hero .lead{max-width:32em;text-shadow:0 1px 18px rgba(0,0,0,.35)}
.cb-hero .ey{color:var(--accent)}
.ca .bgp::after,.cbh .bgp::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.42) 0,rgba(0,0,0,.18) 30%,rgba(0,0,0,.5) 62%,rgba(0,0,0,.86) 100%),linear-gradient(90deg,rgba(0,0,0,.55),rgba(0,0,0,0) 70%)}
.ca .inner{position:relative;z-index:2;min-height:clamp(600px,88vh,800px);display:flex;flex-direction:column;justify-content:flex-end;padding-bottom:44px}
.ca .hcopy{max-width:820px;margin-bottom:28px}
.duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;max-width:900px;margin-left:auto}
.duo .cl{position:relative;padding:24px 24px 22px;border:1px solid rgba(255,255,255,.4);border-radius:0 var(--r) 0 var(--r);background:rgba(10,12,18,.42);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.duo .cl::before{content:"";position:absolute;left:-1px;top:-1px;width:40px;height:40px;border-left:4px solid var(--accent);border-top:4px solid var(--accent)}
.duo h2{font-size:1.5rem;color:#fff;margin:0 0 6px}.duo p{font-size:.96rem;margin:0 0 16px;color:rgba(255,255,255,.92)}.duo .btn{width:100%}
.ca .broker,.cbh .broker{color:rgba(255,255,255,.9);text-align:right;margin-top:16px}
.cbh .inner{position:relative;z-index:2;min-height:clamp(540px,78vh,700px);display:flex;align-items:center;padding-top:40px;padding-bottom:40px}.cbh .inner>.wrap,.ca .inner>.wrap{width:100%}.cbh .hcopy{max-width:720px}
.cbh .ctas{margin-top:22px}
.callbar{position:relative;z-index:2;background:var(--brand);color:var(--x-on-brand)}.callbar .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:14px 36px;padding-top:22px;padding-bottom:22px}
.callbar .k{font:var(--x-bw) .74rem/1.2 var(--fb),sans-serif;letter-spacing:.16em;text-transform:uppercase}
.callbar .tel{font:var(--x-dw) clamp(1.7rem,3vw,2.5rem)/1 var(--fd),sans-serif;color:var(--x-on-brand);text-decoration:none;white-space:nowrap}.callbar .tel:hover{text-decoration:underline}
.callbar .ctas{margin:0 0 0 auto}.callbar .broker{flex-basis:100%;margin:0;color:var(--x-on-brand)}
.cc{background:var(--bg);color:var(--text)}.cc .lbx{position:relative;height:clamp(300px,40vw,540px);box-sizing:content-box}.cc .lbx img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 38%}
.cc .lbx::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.62),rgba(0,0,0,.18) 28%,rgba(0,0,0,0) 45%)}
.cc .band{position:relative;z-index:2;margin-top:-110px;background:var(--brand);color:var(--x-on-brand);border-radius:var(--r);padding:clamp(30px,4vw,56px);display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:20px 48px;align-items:end;box-shadow:0 30px 60px rgba(0,0,0,.22)}
.cc .band h1,.cc .band p{color:var(--x-on-brand)}.cc .band .ey{color:var(--x-on-brand)}.cc .band .hcopy h1{margin:0}.cc .band .ctas{margin-top:18px}.cc{--h1max:clamp(2.5rem,4.6vw,4.3rem)}
.cc+section,.cc+section.sec{padding-top:calc(var(--sp) * .8)}
/* genfix2 2026-10-17 (QA B3 E: the c H1 sat at y~760 of a 1366x768 screen): a shorter letterbox and a higher band on desktop */
@media (min-width:861px){.cc .lbx{height:clamp(240px,24vw,330px)}.cc .band{margin-top:-130px}}
/* product photo bands */
.cb-prod .bands{display:grid;gap:0;margin:8px 0 clamp(36px,5vw,64px)}
.pband{position:relative;overflow:hidden}.pband h3{font-size:clamp(1.9rem,3.6vw,3rem);line-height:1.05;margin:0 0 10px;letter-spacing:-.015em}
.pband h3 a{text-decoration:none;color:inherit}.pband h3 a::after{content:"";position:absolute;inset:0;z-index:3}.pband:focus-within{outline:3px solid var(--ink);outline-offset:-3px}.pband h3 a:focus-visible{outline:none}
.pband p{max-width:30em;font-size:1.06rem}.pband .more{display:inline-flex;align-items:center;gap:8px;font-weight:var(--x-bw);margin-top:10px;padding:12px 18px;border:2px solid currentColor;border-radius:var(--br);min-height:48px}
.pband.ov{min-height:clamp(380px,40vw,520px);display:flex;align-items:center;color:#fff}
.pband.ov .bgp::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.8) 0,rgba(0,0,0,.55) 45%,rgba(0,0,0,.08) 80%)}
.pband.ov.r .bgp::after{background:linear-gradient(270deg,rgba(0,0,0,.8) 0,rgba(0,0,0,.55) 45%,rgba(0,0,0,.08) 80%)}
.pband.ov .wrap{position:relative;z-index:2;width:100%}.pband.ov .txt{max-width:540px}.pband.ov.r .txt{margin-left:auto}
.pband.ov h3,.pband.ov p,.pband.ov .more{color:#fff}.pband.ov .ey{color:var(--accent)}
.pband.sp{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);min-height:clamp(340px,34vw,460px);background:var(--dark);color:var(--on-dark)}
.pband.sp:nth-child(even){background:var(--brand);color:var(--x-on-brand)}.pband.sp:nth-child(even) .ey,.pband.sp:nth-child(even) h3,.pband.sp:nth-child(even) p,.pband.sp:nth-child(even) .more{color:var(--x-on-brand)}
.pband.sp .ph{position:relative;min-height:260px}.pband.sp .ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.pband.sp .txt{align-self:center;padding:clamp(32px,5vw,72px) max(24px,calc((100vw - var(--cw))/2 + 24px)) clamp(32px,5vw,72px) clamp(28px,4vw,64px)}
.pband.sp.r .ph{order:2}.pband.sp.r .txt{padding:clamp(32px,5vw,72px) clamp(28px,4vw,64px) clamp(32px,5vw,72px) max(24px,calc((100vw - var(--cw))/2 + 24px))}
.pband.sp h3,.pband.sp p,.pband.sp .more{color:var(--on-dark)}.pband.sp .ey{color:var(--accent)}
.cb-prod .rest .shead{margin-top:0}
/* broker band */
.cb-broker{position:relative;overflow:hidden;background:var(--dark);color:var(--on-dark);padding:var(--sp) 0}
.cb-broker .wrap{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,4vw,56px);align-items:start}
.cb-broker h2{color:var(--on-dark);font-size:clamp(2.2rem,4vw,3.4rem);line-height:1.02}.cb-broker p{color:var(--on-dark)}
.cb-broker ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--dark-card-h)}
.cb-broker li{display:grid;grid-template-columns:28px 1fr;gap:12px;margin:0;padding:16px 0;border-bottom:1px solid var(--dark-card-h)}
.cb-broker li .ic{color:var(--accent);width:22px;height:22px;margin-top:3px}.cb-broker li b{display:block;color:var(--on-dark);margin-bottom:2px}.cb-broker li span{color:var(--on-dark-muted);font-size:.96rem}
.cb-broker .prose{grid-column:1/-1;max-width:900px;color:var(--on-dark)}.cb-broker .prose a{color:var(--on-dark-link)}
/* how */
.cb-how .steps{border-top-width:1px;border-color:var(--field)}.cb-how .steps li::before{font-weight:400;color:var(--x-num);font-size:clamp(3rem,5vw,4.4rem)}
/* inner heads */
.cb-head{position:relative;overflow:hidden;background:var(--dark);color:#fff;--h1max:clamp(2.3rem,4.6vw,3.9rem)}
.cb-head h1,.cb-head .lead{color:#fff}.cb-head .crumbs,.cb-head .crumbs a{color:rgba(255,255,255,.92)}.cb-head .ey{color:var(--accent)}
.cb-head .inner{position:relative;z-index:2}
.cb-head .wrap{display:grid;grid-template-columns:minmax(0,1fr);gap:40px;align-items:end;padding-top:34px;padding-bottom:clamp(40px,5vw,64px)}
.cb-head.side .wrap{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr)}
.cb-head.ov .bgp::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.84),rgba(0,0,0,.6) 50%,rgba(0,0,0,.3)),linear-gradient(0deg,rgba(0,0,0,.5),rgba(0,0,0,0) 50%)}
.cb-head.ov .inner{min-height:clamp(400px,46vw,520px);display:flex;align-items:flex-end}.cb-head.ov .inner>.wrap{width:100%}
.cb-head.ov .hcopy{max-width:820px}
.cb-head.sp .pside{position:absolute;top:0;right:0;bottom:0;width:42%;z-index:1}.cb-head.sp .pside img{width:100%;height:100%;object-fit:cover}
.cb-head.sp .hcopy{max-width:min(720px,calc(58% - 40px))}.cb-head.sp .inner{min-height:clamp(380px,36vw,470px);display:flex;align-items:center}.cb-head.sp .inner>.wrap{width:100%}
.cb-head.plain{background:var(--brand);color:var(--x-on-brand)}.cb-head.plain h1,.cb-head.plain .lead,.cb-head.plain .crumbs,.cb-head.plain .crumbs a{color:var(--x-on-brand)}.cb-head.plain .ey{color:var(--x-on-brand)}
.cb-head.plain .wrap{padding-top:40px}.cb-head.side .hcopy{max-width:none}
@media (max-width:860px){
.ca .bgp,.cbh .bgp{position:relative;height:270px}.ca .bgp img,.cbh .bgp img{object-position:68% 35%}
.ca .bgp::after,.cbh .bgp::after{background:linear-gradient(180deg,rgba(0,0,0,.5) 0,rgba(0,0,0,0) 35%,rgba(0,0,0,0) 70%,var(--dark) 100%)}
.ca .inner{min-height:0;padding-top:4px!important;padding-bottom:26px}.duo{grid-template-columns:1fr;gap:12px;margin:0}.duo .cl{padding:18px 18px 16px}.duo h2{font-size:1.25rem}.duo p{margin-bottom:12px}
.ca .broker,.cbh .broker{text-align:left}.ca .hcopy{margin-bottom:18px}
.cbh .inner{min-height:0;padding-top:4px!important;padding-bottom:36px}.callbar .ctas{margin:0;width:100%}.callbar .wrap{gap:10px 20px}
.cc .lbx{height:230px}.cc .band{margin-top:-40px;grid-template-columns:1fr;padding:26px 20px}
.pband.ov{min-height:0;padding:150px 0 30px;align-items:flex-end}.pband.ov .bgp::after,.pband.ov.r .bgp::after{background:linear-gradient(180deg,rgba(0,0,0,.1) 0,rgba(0,0,0,.55) 40%,rgba(0,0,0,.88))}
.pband.sp,.pband.sp.r{grid-template-columns:1fr}.pband.sp .ph,.pband.sp.r .ph{order:0;min-height:220px}.pband.sp .txt,.pband.sp.r .txt{padding:28px 18px 34px}
.cb-broker .wrap{grid-template-columns:1fr}
.cb-head.side .wrap{grid-template-columns:1fr}.cb-head.ov .inner{min-height:0;padding-top:90px}
.cb-head.sp .pside{position:relative;width:100%;height:210px}.h-trans~main>.cb-head.sp:first-child>.inner{padding-top:0}.cb-head.sp .hcopy{max-width:none}.cb-head.sp .inner{min-height:0}
.motif-diag-stripes .cb-hero::before,.motif-diag-stripes .cb-head::before{width:50%}
}