Crownmark Loans, a small-business funding broker in Salisbury, North Carolina, works with owners in Advance, NC, a Davie County community. ZIP 27006 had 310 employer establishments in 2023, and construction was the largest sector with 57 employers, most of them very small. This page covers the ZIP's figures, the funding questions they raise and how to start.
| County | Davie County, NC |
|---|---|
| Distance | 19.7 miles NNE of E Innes St |
| ZIP 27006 employers | 310 counted by ZBP for 2023 |
| Under five employees | 56.8% of 27006 employers, Advance's ZIP |
| Advance, NC share of the ZIP's land | About 11% (Census 2020) |
A community, not a town
Advance is a Census-designated place in Davie County, with no town government of its own. It lies entirely within ZIP 27006 and covers about 11.4% of that ZIP's land (Census 2020 ZIP-to-place relationship file). County figures from across the Yadkin in Rowan do not apply to it.
ZIP 27006 by sector
ZIP 27006 had 310 employer establishments with 3,558 paid employees and about $176.6 million in annual payroll in 2023; 56.8% had fewer than five employees (ZIP Business Patterns 2023).
| Sector | Establishments | Share under five employees |
|---|---|---|
| Construction | 57 | 73.7% |
| Other services | 32 | 62.5% |
| Professional services | 31 | 67.7% |
| Administrative and support | 30 | 60.0% |
| Retail trade | 29 | 41.4% |
| Health care | 27 | 25.9% |
Contractors first
Construction is the ZIP's largest sector by count, and about 74% of those employers had fewer than five employees. For a small builder or trade contractor, the funding questions are usually equipment, materials and timing. See contractor financing for the full picture, and term loans for larger projects such as a shop or yard.
Professional and support firms in ZIP 27006
After construction, ZIP 27006 is notable for professional services (31 employers) and administrative and support businesses (30), most of them very small (ZIP Business Patterns 2023). Firms like these carry little equipment and few goods, so partners lean heavily on bank deposits and contracts.
For a service firm, a short gap between paying people and getting paid by clients is the usual question, and our county figures show how common small employers are across the region.
Starting from Advance, NC
Owners in Advance work with us by phone and email. Our Salisbury, NC base and the Rowan County figures are on our Salisbury, NC page; the other communities we serve are on the hub.
Advance, NC sectors our partners fund
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Crownmark Loans works with businesses like these in Advance, NC. Each partner still decides case by case.
Documents to have ready
- Your most recent business tax return
- Current financial statements: profit and loss plus a balance sheet
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
How a request moves forward
- It starts with a call to (704) 879-5660 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our address: 126 112 E Innes St, Salisbury, NC 28144.
By Crownmark Loans · Updated
